Free Money UK No Deposit Offers
These are lower-friction offers where the main action is usually signing up, using a referral code, making a small purchase, or completing app activity. Check each requirement carefully: no large deposit does not always mean no spend at all.
Latest verification in this list: 17 June 2026
9 offers listed
Chase UK
Join Chase UK with referral code FKMMJB, open an account, activate the code in the app, and pay in £1,000 within your first 30 days to qualify for a £50 reward.
Medium10-15 minutesPayout After qualifying pay-in
Verified 17 June 2026
Rakuten UK
Join Rakuten UK, spend £50 across brands within 90 days, and get £25 cashback — plus earn cashback on everyday shopping at hundreds of retailers.
Easy5 minutesPayout After £50 spend
Verified 17 June 2026
Zopa Biscuit
Open a Biscuit bank account from Zopa through this referral link, deposit at least £200 within 30 days, and you can earn £20.
Easy5-10 minutesPayout Within 30 days
Verified 17 June 2026 · Ends 29 June 2026
Monese
Join Monese with invite code CHUNW869 and get up to £10 once you start spending. No bank switch required — just sign up, enter the code, and use the app.
Easy5 minutesPayout After qualifying spend
Verified 17 June 2026
TopCashback
Join TopCashback, the UK's biggest cashback site, and get a £10 welcome bonus — then earn cashback at over 6,000 retailers.
Easy5 minutesPayout After first cashback
Verified 17 June 2026
Quidco
Join Quidco, earn just £5 of confirmed cashback, and get a £10 bonus — then keep earning cashback at thousands of retailers.
Easy5 minutesPayout After £5 cashback confirmed
Verified 17 June 2026
Monzo
Join Monzo via a referral link, make your first payment, and both you and the referrer get £5. Quick and easy sign-up with one of the UK's most popular digital banks.
Easy5 minutesPayout 24-48 hours
Verified 16 June 2026
Revolut
Join Revolut via a referral link and get benefits when you sign up. Over 75 million users worldwide use Revolut for multi-currency accounts, crypto, and more.
Easy5 minutesPayout Varies by promo
Verified 16 June 2026
Wise
Join Wise through a referral link for a low-cost international money account and transfer service. Referral rewards and qualifying conditions can vary by promotion.
Easy5-10 minutesPayout Varies by promo
Verified 17 June 2026
FAQ
- Can I get free money in the UK with no deposit?
- Some referral and cashback offers do not require a large deposit, but many still require a card payment, qualifying spend or account activity.
- Are no-deposit offers better than bank switching?
- They are usually easier but lower value. Bank switching tends to pay more, while no-deposit referral offers are better for quick, low-friction wins.