How it works

The four steps

1. 1

   Browse offers

   Pick a category — bank switching, credit cards, cashback or investing — or browse all offers and filter by value, freshness or difficulty.

2. 2

   Check eligibility

   Each offer page lists the exact requirements (who qualifies, deposits, card spend, deadlines) so you know before you start whether it's worth your time.

3. 3

   Follow the steps

   We give you the precise step-by-step process to claim each bonus, plus how long payout usually takes.

4. 4

   Get paid

   Complete the steps, meet the conditions, and the bonus lands. Then move on to the next one.

Staying safe & sensible

• Only ever use providers you can verify are FCA-regulated.
• Read the eligibility rules — most bonuses exclude existing customers.
• Never borrow or invest money you can't afford to lose for a bonus.
• Keep a simple spreadsheet to track which offers you've done.

FAQ

Is this free? What's the catch?

Yes, it's free to use. We may earn a referral bonus or commission when you sign up through our links, at no extra cost to you. That's how we keep the site running — it never changes which offers we list or how we rank them.

Will switching banks hurt my credit score?

Opening an account triggers a credit check, but using the Current Account Switch Service is routine and any impact is usually minor and short-lived. Spacing out applications is sensible if you do several.

Do I have to keep the account open?

Most switch bonuses don't have a strict minimum period, but closing immediately can affect eligibility for future offers from the same bank. Many people keep accounts open for a few months.

Are these offers safe?

We list offers from FCA-regulated providers. Eligible deposits are typically protected under the FSCS up to £85,000. Investing offers carry investment risk — your capital can go down as well as up.