UK Beer Money, Done Properly
Bank switch bonuses, referral codes & cashback — with the exact steps to get paid.
The UK's no-nonsense guide to bank switch bonuses, refer-a-friend codes and cashback.
Offers are checked regularly and each card shows its latest verification date.
Ad / referral links — we may earn a bonus when you sign up.
Browse by category
Bank Switching
Switch your current account and bank a cash bonus. Every live UK current account switching offer, with the exact eligibility rules and steps to get paid.
Credit Cards
Rewards, cashback and sign-up bonuses on UK credit cards, plus refer-a-friend codes. Always clear repayments in full — these are for organised spenders only.
Cashback Apps
Sign-up bonuses and referral codes for UK cashback apps and shopping rewards — the easy, low-effort beer money.
Utilities
Referral links and discounts for UK bills, mobile networks, SIMs and travel eSIMs — useful when the service already fits your usage.
Travel
Hotel loyalty, travel points and referral offers, with the invite steps, stay requirements and reward limits explained clearly.
Investing Bonuses
Free share and sign-up offers from UK investing apps. Capital at risk — these are promotions, not investment advice.
Crypto Debit Cards
Crypto-linked card and cashback offers with extra risk notes on wallets, tokens, exchange rates and campaign limits.
Insurance
Refer-a-friend gift card offers from UK insurers. Only worth it when you already want the health or life cover — the reward follows a real, ongoing premium.
Crypto Earn
Apps that reward you with crypto points or tokens — bandwidth sharing, DePIN and airdrop farming. Rewards are speculative and variable, not guaranteed cash.
Crypto Exchanges
Referral codes and trading-fee discounts from crypto exchanges. Not available to UK residents — these platforms do not serve the UK, and crypto trading carries a risk of total loss.
AI Tools
Referral links and guest passes for AI assistants and productivity tools. Most pay in free trial time or account credit rather than cash, and several auto-renew into a paid subscription.
This month's top deals
Provider
Wealthyhood
Join Wealthyhood with referral code B91O5YTR and you can earn a random free share worth £5 to £200. The upper end is not guaranteed, and the live sign-up flow controls any funding or account-activity requirement.
Requirement: Live referral terms; funding or investment activity may be required
Easy5-10 minutesPayout After qualifying sign-up
Verified 27 June 2026
Provider
Whatnot
Join Whatnot as a new UK buyer through this invite to receive a randomly determined £10–£200 promotional credit. The credit applies to an eligible order subtotal; shipping, fees and taxes remain payable.
Requirement: No minimum order value; credit covers the eligible order subtotal only, not shipping, fees or taxes
Easy5 minutesPayout Issued after sign-up and phone verification; amount revealed during sign-up
Verified 19 July 2026
Provider
InvestEngine
Join InvestEngine through a referral link, open an eligible personal account, and invest at least £100 to qualify for a randomly selected £20 to £200 investment bonus.
Requirement: £100+ invested in an eligible personal account
Medium10-15 minutesPayout After qualifying investment
Verified 27 June 2026
Provider
Trading 212
Sign up to Trading 212 via a referral link, deposit at least £1, and get a random free share worth between £8 and £100. Strong offer, but the cash value normally cannot be withdrawn for 30 days after allocation.
Requirement: £1 deposit; reward cash value normally withdrawable after 30 days
Easy5-10 minutesPayout Usually within a few days after the qualifying deposit
Verified 27 June 2026
Provider
Freetrade
Join Freetrade through this referral link during the limited-time boost and fund at least £50 net by 16 July 2026 at 11:59 PM to qualify for a free share worth £20 to £100. Higher-value shares are rarer, the boost ends 10 July 2026, and capital is at risk.
Requirement: £50+ net funding by 16 July 2026 at 11:59 PM for the boosted offer
Easy5-10 minutesPayout Usually 7-10 days after qualifying
Verified 29 June 2026 · Ends 10 July 2026
Provider
Rakuten UK
Join Rakuten UK, spend £50 across eligible brands within 90 days, and get £25 cashback once the spend tracks and is approved. This is useful if you were shopping anyway, but returns, cancelled orders, VAT exclusions and tracking issues can affect qualification.
Requirement: £50 eligible tracked spend excluding VAT within 90 days
Easy5 minutesPayout After qualifying spend tracks and is approved
Verified 27 June 2026
Provider
AJ Bell
Request a private AJ Bell refer-a-friend invite and you can get a £100 Amazon.co.uk Gift Card after opening an eligible account and funding or transferring in £10,000+ within 120 days, subject to the current terms.
Requirement: £10,000+ funded or transferred within 120 days
Medium15-20 minutesPayout After AJ Bell confirms the account and funding terms are met
Verified 22 June 2026
Provider
Raisin UK
Join Raisin UK through this referral and receive £100 after opening and funding your first qualifying fixed-rate bond with at least £10,000 for a term of one year or longer. The referrer also receives £100. Your deposit is normally locked for the bond term, so compare the interest rate and access restrictions before committing.
Requirement: Fund at least £10,000 into one first qualifying fixed-rate bond with a term of one year or longer
Medium15-30 minutes to register and fundPayout Within 28 days after the qualifying bond is opened and funded
Verified 19 July 2026
Provider
Vitality
Take out a qualifying Vitality personal health or life plan directly through this referral link and, if you and the referrer are both eligible, you could each receive a £100 Amazon or John Lewis gift card. A minimum £25 monthly premium and T&Cs apply.
Requirement: Qualifying personal health or life plan with a minimum £25 monthly premium, with the first 3 monthly premiums collected
Hard20-30 minutes plus a follow-up callPayout By email 30 days after Vitality collects the 3rd monthly premium
Verified 7 August 2026
Provider
Uber
New Uber riders can use referral code nqayjm3k9d7r for 60% off their first eligible trip. The supplied referral message does not show the maximum discount, eligible locations or expiry, so confirm the promotion shown in your Uber app before requesting the ride.
Requirement: Book an eligible first Uber trip and pay the fare and charges remaining after the discount; live cap not disclosed
Easy5 minutesPayout Discount applied to the eligible first trip
Verified 19 July 2026
Provider
ero by EarnOS
Join the ero rewards app with referral code ejsmci5l55 and receive a 50% boost on everything you earn during your first 24 hours. Complete available brand missions and other eligible actions for dollar-denominated rewards; mission supply and base values vary.
Requirement: No purchase required to join; complete eligible missions during the first 24 hours to benefit from the 50% boost
Easy5-10 minutes to join; missions varyPayout Eligible mission rewards credit to the ero wallet after completion
Verified 19 July 2026
Provider
Lebara Mobile
Order a Lebara SIM-only plan through this Refer and Earn link and the new-customer discount is applied automatically at checkout — the scheme has been advertising 50% off for the first three months. There is no code to type: the discount is carried by the link, so check the exact price shown at checkout before you order. The person who referred you can earn a cash reward of up to £50 depending on the plan, paid by Aklamio after a 60-day qualifying period.
Requirement: Buy an eligible Lebara SIM-only plan through the referral link as a new customer and stay active through the 60-day qualifying period
Easy10-15 minutesPayout Discount applies at checkout; referrer cash follows a 60-day qualifying period
Verified 18 August 2026
Guides & playbooks
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8 min readRedotPay Complete Guide: Virtual & Physical Crypto Cards
Complete guide to RedotPay crypto cards - understand virtual vs physical options, exclusive discount codes, fees, and how to get the best value.
6 min readBank Switching Playbook: Earn £1,000+ a Year Switching Accounts
The complete UK bank-switching playbook — how switch bonuses work, how to stack them safely, and the exact order to do them in to bank £1,000+ a year.
7 min readFree Share Offers Explained: Are They Worth It?
How UK 'free share' and deposit-bonus offers from investing apps work, what they're really worth, the risks, and whether they're worth your time.
5 min readBeer Money for Beginners: How Much Can You Actually Earn?
A plain-English beginner's guide to UK beer money — what it is, realistic earnings, the best low-effort routes, and how to get started safely.
6 min readNever miss a bonus
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