Free Money UK No Deposit Offers
These are lower-friction offers where the main action is usually signing up, using a referral code, making a small purchase, or completing app activity. Check each requirement carefully: no large deposit does not always mean no spend at all.
Latest verification in this list: 7 August 2026
20 offers listed
Provider
Whatnot
Join Whatnot as a new UK buyer through this invite to receive a randomly determined £10–£200 promotional credit. The credit applies to an eligible order subtotal; shipping, fees and taxes remain payable.
Requirement: No minimum order value; credit covers the eligible order subtotal only, not shipping, fees or taxes
Easy5 minutesPayout Issued after sign-up and phone verification; amount revealed during sign-up
Verified 19 July 2026
Provider
Rakuten UK
Join Rakuten UK, spend £50 across eligible brands within 90 days, and get £25 cashback once the spend tracks and is approved. This is useful if you were shopping anyway, but returns, cancelled orders, VAT exclusions and tracking issues can affect qualification.
Requirement: £50 eligible tracked spend excluding VAT within 90 days
Easy5 minutesPayout After qualifying spend tracks and is approved
Verified 27 June 2026
Provider
ero by EarnOS
Join the ero rewards app with referral code ejsmci5l55 and receive a 50% boost on everything you earn during your first 24 hours. Complete available brand missions and other eligible actions for dollar-denominated rewards; mission supply and base values vary.
Requirement: No purchase required to join; complete eligible missions during the first 24 hours to benefit from the 50% boost
Easy5-10 minutes to join; missions varyPayout Eligible mission rewards credit to the ero wallet after completion
Verified 19 July 2026
Provider
Monzo
Join Monzo via this referral link and complete the current in-app offer steps to get a cash bonus. Monzo referral rewards can vary by account type and live campaign, with current Reddit discussion tracking £5-£50 routes.
Requirement: Current qualifying action shown in the Monzo app
Easy5 minutesPayout 24-48 hours
Verified 26 June 2026
Provider
Chase UK
Join Chase UK with referral code FKMMJB, open an account, activate the code in the app, and pay in £1,000 within your first 30 days to qualify for a £50 reward.
Requirement: £1,000 pay-in within 30 days
Medium10-15 minutesPayout After qualifying pay-in
Verified 17 June 2026
Provider
Zopa Biscuit
Open a Biscuit bank account from Zopa through this referral link, deposit at least £200 within 30 days, and you can earn £20. Zopa referral links can show different qualifying routes, so follow the exact terms attached to this link.
Requirement: £200 deposit within 30 days on this referral route
Easy5-10 minutesPayout Within 30 days
Verified 27 June 2026 · Ends 29 June 2026
Provider
Monese
Join Monese with invite code CHUNW869 and get up to £10 once you start spending. No bank switch required — just sign up, enter the code, and use the app.
Requirement: Qualifying spend required by current referral terms
Easy5 minutesPayout After qualifying spend
Verified 17 June 2026
Provider
Pionex
Sign up to Pionex with invite code 0iYT9oytTxq for a standing trading-fee discount: 10% off spot and margin token fees, and 7% off futures fees (limit orders and trading bots). There is no cash bonus — the discount is a share of the referrer's commission, so it only has value if you were going to trade anyway. Pionex does not serve UK residents.
Requirement: No deposit required for the fee discount itself; the discount only pays back if you trade
Easy5-10 minutes plus identity verificationPayout Discount applies automatically on each qualifying trade
Verified 7 August 2026
Provider
Quidco
Join Quidco, earn £5 of confirmed cashback, and get a £10 bonus. It is a low threshold, but the key word is confirmed: pending, declined or cancelled cashback will not unlock the bonus.
Requirement: £5 confirmed cashback; pending or declined cashback does not count
Easy5 minutesPayout After £5 cashback confirmed
Verified 27 June 2026
Provider
TopCashback
Join TopCashback and earn a £10 welcome bonus after meeting the current payable-cashback requirement, then keep earning cashback at thousands of retailers. Treat the bonus as conditional until the underlying cashback is payable.
Requirement: Qualifying cashback must become payable before bonus payout
Easy5 minutesPayout After qualifying cashback becomes payable
Verified 27 June 2026
Provider
giffgaff
Order your free giffgaff SIM card through this page to get £5 extra credit when you activate your SIM. Get in.
Requirement: Order a free giffgaff SIM through the affiliate link and activate it to receive £5 extra credit
Easy5-10 minutesPayout After you activate the SIM
Verified 22 June 2026
Provider
iFAST Global Bank
Request a private iFAST Global Bank Tell-a-Friend referral invite. The current Give Me £5 referral promotion says invited friends and referrers can each get £5, with the promotion ending on 30 June 2026.
Requirement: Open an eligible iFAST Global Bank account through the referral link before 30 June 2026
Easy5-10 minutesPayout After iFAST confirms the referral terms are met
Verified 22 June 2026 · Ends 30 June 2026
Provider
Snoop
Join Snoop through this referral link, connect an eligible bank or credit-card account within 30 days, and you can get a £5 Amazon voucher once the referral checks are met.
Requirement: Connect an eligible account within 30 days and keep it connected for 14 days
Easy5 minutesPayout After connection checks
Verified 21 June 2026
Provider
Aave App
Join the Aave App waitlist with referral code DFBC07. This is an early-access/waitlist referral, not a guaranteed cash, token or yield offer, so only sign up if you already want to follow Aave's DeFi app launch.
Requirement: No deposit; waitlist sign-up only
Easy2-5 minutesPayout Waitlist access only; no guaranteed payout
Verified 10 July 2026
Provider
Eskimo
Download the Eskimo eSIM app and sign up with referral code CWJK257 to get 500MB of free roaming data for 140+ countries — no purchase needed, and the data is valid for 2 years.
Requirement: No purchase required; sign up with code CWJK257 for the free 500MB
Easy5 minutesPayout Free data credited after sign-up; valid for 2 years
Verified 15 July 2026
Provider
Grass
Sign up to Grass with referral code XFHjZBD2GZAwT6I and earn Grass Points for sharing your unused internet bandwidth. New referrals get a 5,000 Uptime Point bonus after reaching 100 hours of uptime, and points feed into periodic Grass Token airdrops of speculative value.
Requirement: No deposit; keep the app connected to accrue points (100 hours uptime unlocks the referral bonus)
Easy5 minutes to sign upPayout Points accrue continuously; tokens are distributed via periodic airdrops
Verified 10 July 2026
Provider
Revolut
Join Revolut through the GetQuids direct referral link and check the reward and qualifying steps shown during sign-up. Revolut personal referral campaigns change often, so treat the live app wording as final.
Requirement: Varies by live personal referral promotion
Easy5-10 minutesPayout Varies by promo
Verified 15 July 2026
Provider
Startale
Sign up to the Startale App with invite code KNEJGM36 and reserve the Startale Card — a self-custodial Visa card for spending Soneium assets. This is a waitlist referral, not a guaranteed cash or token reward.
Requirement: No deposit; app sign-up and card reservation only
Easy5 minutesPayout Waitlist access only; no guaranteed payout
Verified 15 July 2026
Provider
Wise
Join Wise through a referral link for a low-cost international money account and transfer service. Referral rewards and qualifying conditions can vary by promotion.
Requirement: Varies by live referral promotion
Easy5-10 minutesPayout Varies by promo
Verified 17 June 2026
Provider
Revolut Business
Use the GetQuids Revolut Business referral link if you are opening a business account. This is separate from the personal Revolut referral: Revolut's business referral route may reward the referrer, but the invitee should check the business account fees, eligibility and live promo terms before applying.
Requirement: Business verification and live Revolut Business plan terms
Medium10-15 minutes plus business verificationPayout No guaranteed invitee cash reward shown
Verified 15 July 2026
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FAQ
- Can I get free money in the UK with no deposit?
- Some referral and cashback offers do not require a large deposit, but many still require a card payment, qualifying spend or account activity.
- Are no-deposit offers better than bank switching?
- They are usually easier but lower value. Bank switching tends to pay more, while no-deposit referral offers are better for quick, low-friction wins.