Question 1

How much do I get for joining Zilch through this referral?

Accepted Answer

The invite text says referred friends get £5 in Zilch Rewards after meeting Zilch's referral eligibility checks.

Question 2

What does the referrer get?

Accepted Answer

The referral screen says the referrer can get £15 in Rewards for the next eligible referral.

Question 3

Is the Zilch reward cash?

Accepted Answer

No. The offer describes it as Zilch Rewards, so check Zilch's app for exactly how rewards can be used.

Question 4

Is Zilch safe to use for buy-now-pay-later spending?

Accepted Answer

Only use it for purchases you can afford. Pay Now is usually the simpler route; BNPL repayments need to be made on time to avoid fees or credit problems.

Question 5

What Currensea referral code should I use?

Accepted Answer

Use referral code CKKYY7 during sign-up, or start from the referral link on this page.

Question 6

How do I get the £10 Currensea bonus?

Accepted Answer

Sign up with code CKKYY7 and spend your first £100 in foreign currency, either online or when travelling.

Question 7

Is Currensea a credit card?

Accepted Answer

No. Currensea is a travel debit card that links to your existing bank account, so it does not work like a credit card.

Question 8

How many points do I get with referral code CK7LHN?

Accepted Answer

You and the referrer each receive 5,000 Marriott Bonvoy bonus points after approval and your first qualifying transaction.

Question 9

What counts as the first qualifying transaction?

Accepted Answer

It must be a genuine card purchase that is successfully processed and is not cancelled, reversed or refunded. The campaign email says to complete it within 30 days of card creation; the official terms do not state a minimum purchase amount.

Question 10

When will the 5,000 Marriott Bonvoy points arrive?

Accepted Answer

The official terms say the points will be credited within 14 calendar days after the qualifying transaction, subject to verification checks.

Question 11

Who is eligible for the Marriott Bonvoy Debit Card referral?

Accepted Answer

You must be 18 or over, have a valid mobile number, never have held either Marriott Bonvoy Debit Card, apply through a valid referral link or code, be approved and complete the qualifying transaction.

Question 12

When does the 5,000-point offer end?

Accepted Answer

The enhanced referral bonus ends at 4pm BST on 15 September 2026. Check the live Currensea terms before applying in case the promotion changes.

Question 13

How many points do I get with this Amex Platinum referral?

Accepted Answer

The referred applicant can earn 80,000 Membership Rewards points after approval and £6,000 spend in the first three months of Cardmembership.

Question 14

When does the Amex Platinum referral offer end?

Accepted Answer

The limited-time offer shown in the app ends on 21 July 2026.

Question 15

Who is eligible for the Amex Platinum welcome bonus?

Accepted Answer

The offer is only available if you have not held a personal Membership Rewards-enrolled American Express Card in the previous 24 months.

Question 16

Is this offer worth doing?

Accepted Answer

Only if you can naturally meet the £6,000 spend requirement and the Platinum Card benefits outweigh the annual fee for you.

Credit Card Sign-up Bonuses & Referrals

Zilch

Currensea

Marriott Bonvoy Debit Card (Currensea)

American Express Platinum Card