Free Money UK Offers

Provider

Wealthyhood

£5–£200 in shares

Join Wealthyhood with referral code B91O5YTR and you can earn a random free share worth £5 to £200. The upper end is not guaranteed, and the live sign-up flow controls any funding or account-activity requirement.

Requirement: Live referral terms; funding or investment activity may be required

Provider

InvestEngine

£20–£200

Join InvestEngine through a referral link, open an eligible personal account, and invest at least £100 to qualify for a randomly selected £20 to £200 investment bonus.

Requirement: £100+ invested in an eligible personal account

Provider

Trading 212

£8–£100 in shares

Sign up to Trading 212 via a referral link, deposit at least £1, and get a random free share worth between £8 and £100. Strong offer, but the cash value normally cannot be withdrawn for 30 days after allocation.

Requirement: £1 deposit; reward cash value normally withdrawable after 30 days

Provider

Freetrade

£20–£100 in shares

Join Freetrade through this referral link during the limited-time boost and fund at least £50 net by 16 July 2026 at 11:59 PM to qualify for a free share worth £20 to £100. Higher-value shares are rarer, the boost ends 10 July 2026, and capital is at risk.

Requirement: £50+ net funding by 16 July 2026 at 11:59 PM for the boosted offer

Provider

Rakuten UK

£25

Join Rakuten UK, spend £50 across eligible brands within 90 days, and get £25 cashback once the spend tracks and is approved. This is useful if you were shopping anyway, but returns, cancelled orders, VAT exclusions and tracking issues can affect qualification.

Requirement: £50 eligible tracked spend excluding VAT within 90 days

Provider

AJ Bell

£100 gift card

Request a private AJ Bell refer-a-friend invite and you can get a £100 Amazon.co.uk Gift Card after opening an eligible account and funding or transferring in £10,000+ within 120 days, subject to the current terms.

Requirement: £10,000+ funded or transferred within 120 days

Provider

Raisin UK

£100

Join Raisin UK through this referral and receive £100 after opening and funding your first qualifying fixed-rate bond with at least £10,000 for a term of one year or longer. The referrer also receives £100. Your deposit is normally locked for the bond term, so compare the interest rate and access restrictions before committing.

Requirement: Fund at least £10,000 into one first qualifying fixed-rate bond with a term of one year or longer

Provider

Vitality

£100 gift card

Take out a qualifying Vitality personal health or life plan directly through this referral link and, if you and the referrer are both eligible, you could each receive a £100 Amazon or John Lewis gift card. A minimum £25 monthly premium and T&Cs apply.

Requirement: Qualifying personal health or life plan with a minimum £25 monthly premium, with the first 3 monthly premiums collected

Provider

Monzo

Up to £50

Join Monzo via this referral link and complete the current in-app offer steps to get a cash bonus. Monzo referral rewards can vary by account type and live campaign, with current Reddit discussion tracking £5-£50 routes.

Requirement: Current qualifying action shown in the Monzo app

Provider

Chase UK

£50

Join Chase UK with referral code FKMMJB, open an account, activate the code in the app, and pay in £1,000 within your first 30 days to qualify for a £50 reward.

Requirement: £1,000 pay-in within 30 days

Provider

Chip

£50

Join Chip with code CHIP-XWW289, deposit £5,000 or more into an eligible account, and hold it for 90 days to receive a £50 referral boost.

Requirement: £5,000+ deposit held in an eligible account for 90 days

Provider

Octopus Energy

£50

Switch to Octopus Energy through referral code teal-eve-757 and the £100 home referral reward is split between you and the referrer, normally £50 credit each. Business and charity switches can split £150.

Requirement: Eligible Octopus Energy home, business, or charity switch

Provider

iD Mobile

Up to £35

Accept the iD Mobile invite and complete an eligible pay-monthly order through the tracked referral journey. You and the friend who referred you receive the same cash reward, currently from £5 to £35 depending on the plan; the £35 reward is limited to the qualifying plan shown in the live reward table.

Requirement: Complete an eligible iD Mobile pay-monthly phone or SIM-only order; reward varies by plan

Provider

Zopa Biscuit

£20

Open a Biscuit bank account from Zopa through this referral link, deposit at least £200 within 30 days, and you can earn £20. Zopa referral links can show different qualifying routes, so follow the exact terms attached to this link.

Requirement: £200 deposit within 30 days on this referral route

Provider

HomeServe

£25 gift card

Take out a selected HomeServe home cover policy through this referral link and you both get a £25 Amazon.co.uk gift card, issued once you have been a HomeServe customer for at least 90 days. T&Cs apply.

Requirement: Buy a qualifying HomeServe cover policy online and stay a customer for at least 90 days with premiums paid

Provider

Monese

£10

Join Monese with invite code CHUNW869 and get up to £10 once you start spending. No bank switch required — just sign up, enter the code, and use the app.

Requirement: Qualifying spend required by current referral terms

Provider

Plum

£10

Join Plum through this referral link and complete the current qualifying action for the £10 referral reward. Plum is a money app for automatic saving, interest-bearing accounts, and investing features.

Requirement: Current route tracked as £10 saved or invested

Provider

Quidco

£10

Join Quidco, earn £5 of confirmed cashback, and get a £10 bonus. It is a low threshold, but the key word is confirmed: pending, declined or cancelled cashback will not unlock the bonus.

Requirement: £5 confirmed cashback; pending or declined cashback does not count

Provider

TopCashback

£10

Join TopCashback and earn a £10 welcome bonus after meeting the current payable-cashback requirement, then keep earning cashback at thousands of retailers. Treat the bonus as conditional until the underlying cashback is payable.

Requirement: Qualifying cashback must become payable before bonus payout

Provider

giffgaff

£5

Order your free giffgaff SIM card through this page to get £5 extra credit when you activate your SIM. Get in.

Requirement: Order a free giffgaff SIM through the affiliate link and activate it to receive £5 extra credit

Provider

iFAST Global Bank

£5

Request a private iFAST Global Bank Tell-a-Friend referral invite. The current Give Me £5 referral promotion says invited friends and referrers can each get £5, with the promotion ending on 30 June 2026.

Requirement: Open an eligible iFAST Global Bank account through the referral link before 30 June 2026

Provider

Snoop

£5

Join Snoop through this referral link, connect an eligible bank or credit-card account within 30 days, and you can get a £5 Amazon voucher once the referral checks are met.

Requirement: Connect an eligible account within 30 days and keep it connected for 14 days

Provider

Zilch

£5

Join Zilch through this referral link and you can get £5 in Zilch Rewards after Zilch verifies the account and referral eligibility. It is a shopping-rewards/BNPL product, so use Pay Now or BNPL features only if the spending already makes sense.

Requirement: Current referral eligibility, identity and card activation terms

Provider

JamDoughnut

£3

Join JamDoughnut with referral code XKNB for a £3 sign-up bonus, then earn instant cashback when buying gift cards for brands you already shop with.

Requirement: First eligible JamDoughnut gift-card purchase

Provider

TrainPal

£3

Register with TrainPal invite code 880961f5$00 or the referral link to get up to £3 off a train ticket. The referral screen says both people get £3 promo codes when a friend registers.

Requirement: Current TrainPal promo-code and eligible train-ticket terms

Provider

Airtime Rewards

£2

Join Airtime Rewards with code KXLWU8VY and earn a £2 bonus when you spend £5 within 7 days at participating retailers.

Requirement: £5 spend within 7 days

Provider

Currensea

£10

Sign up for Currensea with code CKKYY7 and get £10 back after spending your first £100 in foreign currency, online or when travelling.

Requirement: £100 foreign-currency spend

Provider

Krak

£10

Join Krak with Kraktag @jimm and your friend can get £10 after signing up, ordering a physical Krak card, and completing 5 card transactions of at least £10 each.

Requirement: Physical Krak card plus 5 card transactions of at least £10 each

Provider

Post Office Travel Money Card

£10

Order a new Post Office Travel Money Card through this referral link and load at least £100 within 3 months, and you both get £10 loaded onto the card. The referrer can earn up to £100 across 10 friends.

Requirement: Order a new Travel Money Card and load at least £100 within the first three loads, completed within the first 3 months

Provider

Skrill Money Transfer

£10

Request a private Skrill Money Transfer referral invite and get £10 off your first international money transfer of £100 or more if the current referral terms apply. The referrer may also get £10 off a future transfer.

Requirement: First international money transfer of £100 or more

Provider

HSBC

£220

Switch to an HSBC current account and get £220 cash after a full switch, 2 Direct Debits, £2,000 paid in, and £500 debit-card spend within 60 days. It is one of the stronger cash offers, but the activity requirements are real.

Requirement: £2,000 deposit, £500 card spend and 2 Direct Debits

Provider

Barclays

£200

Switch to a Barclays Bank Account for £200 cash after completing the switch and paying in £2,000 within 30 days. The Tesco fuel cashback is a separate app Boost with its own timing and cap.

Requirement: £2,000 deposit within 30 days

Provider

eToro

£50

Open a new eToro account through this direct link, deposit £200, and get a £50 bonus under the current direct sign-up route. The important catch is the hold period: do not treat the £50 or the deposit as instantly withdrawable.

Requirement: £200 deposit with live hold or withdrawal terms

Provider

First Direct

£200

Switch to a First Direct 1st Account for £200 cash. The current boosted route needs a full switch, £1,000 paid in, 5 card payments, online or app login, and 2 Direct Debits or standing orders.

Requirement: £1,000 held for 24h, 5 card payments, login, and 2 Direct Debits or standing orders

Provider

NatWest

£200

Switch to NatWest for £200 by opening an eligible current account, completing a full CASS switch, logging in, and paying in £1,250 within 60 days.

Requirement: £1,250 pay-in within 60 days and app or online login

Provider

RBS

£200

Switch to Royal Bank of Scotland for £200 by opening an eligible current account, completing a full CASS switch, logging in, and paying in £1,250 within 60 days.

Requirement: £1,250 pay-in within 60 days and app or online login

Provider

Ulster Bank

£200

Switch to an Ulster Bank Select account for £200. The current route needs a full CASS switch, app login, and £1,250 paid in within 60 days.

Requirement: £1,250 pay-in within 60 days and app login

Provider

Santander

£180

Switch to a Santander Everyday, Edge or other eligible current account for £180 after a full CASS switch, £1,500 pay-in and 2 active household Direct Debits.

Requirement: £1,500 pay-in and 2 active household Direct Debits

Provider

Bank of Scotland

£175

Switch to a Bank of Scotland Classic, Silver or Platinum current account for £175. The route is useful if you can move 3 active Direct Debits and apply before the current deadline.

Requirement: 3 active Direct Debits transferred with a full switch

Provider

Nationwide

£175

Switch to a Nationwide FlexDirect current account for £175 after moving 2 active Direct Debits, paying in £1,000 and making a debit card payment.

Requirement: £1,000 pay-in, debit card payment and 2 active Direct Debits