Bank of Scotland £175 Switch Bonus
Switch to a Bank of Scotland Classic, Silver or Platinum current account for £175. The route is useful if you can move 3 active Direct Debits and apply before the current deadline.
Read our full review · 3.9/5 →Quick answer
Use the referral link for the Bank of Scotland offer. New eligible customers can get £175 after meeting the requirement: 3 active Direct Debits transferred with a full switch. Last verified 2026-06-26.
- Reward
- £175
- Referral code
- No code required
- Last verified
- 2026-06-26
- Difficulty
- Medium
- Time to claim
- 15-20 minutes
- Time to payout
- Within 14 working days
Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Open a new Bank of Scotland Classic, Silver or Platinum current account during the offer window.
- Use the Current Account Switch Service to switch in a current account from a different bank.
- Make sure the switch transfers at least 3 active Direct Debits.
- Start the switch by the published deadline and keep records of the application and switch dates.
- Receive £175 once Bank of Scotland confirms the switch requirements are met.
Eligibility & requirements
- New eligible Bank of Scotland current account customers only.
- Account must be opened during the current offer window, shown as 19 May to 4 August 2026.
- Must complete a full Current Account Switch Service switch from a different bank.
- At least 3 active Direct Debits must transfer as part of the switch.
- Offer terms can change or be withdrawn, so check the official page before applying.
Verification notes
- Minimum spend/deposit
- 3 active Direct Debits transferred with a full switch
- Last verified
- 26 June 2026
- Automated source check
- 9 August 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- Clear £175 cash switch bonus.
- No large pay-in requirement is listed in the current offer summary.
- Classic account route is fee-free.
- Good extra option once higher-value switch bonuses are used.
Watch out for
- Needs 3 active Direct Debits, which is stricter than many switch offers.
- Time-limited application window.
- Silver and Platinum accounts charge monthly fees, so choose carefully.
- Full CASS closes the old account.
FAQ
- How much is the Bank of Scotland switch bonus?
- The current public switch offer is £175 for eligible new current account customers who complete the required CASS switch.
- How many Direct Debits do I need?
- The current offer requires at least 3 active Direct Debits to transfer with the switch.
- Is this a referral offer?
- No. This is an official provider switch offer, so there is no personal referral code to enter.
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Added 26 June 2026 · Last updated 26 June 2026. Offers and terms change frequently - always confirm on the provider's site before applying.