Payy Invite: 10,000 zk-Points After Visa Card Activation
Join Payy through invite link 5HAP7R. Payy's supplied zk-Points copy says 10,000 points are credited when the invited user activates the Visa Card; registration alone is not stated as sufficient. Points can also be earned by holding a balance or referring friends and improve the holder's chances in raffles, merchandise drops and event-ticket draws, but they are not cash, tokens or a guaranteed prize. Payy Card has limited availability, and this offer is hidden from UK-safe audiences.
Read our full review · 3.1/5 →Quick answer
Use the referral link for the Payy offer. New eligible customers can get 10,000 pts after meeting the requirement: No deposit or spend stated for the points milestone; eligible Payy Visa Card activation is required and card availability is limited. Last verified 2026-08-09.
- Reward
- 10,000 pts
- Referral code
- No code required
- Last verified
- 2026-08-09
- Difficulty
- Medium
- Time to claim
- 5-10 minutes to install; card application and activation take longer
- Time to payout
- 10,000 zk-Points after eligible Visa Card activation
Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Open the Payy invite page and choose the supported App Store, App Clip or in-app route.
- Install Payy and reopen the 5HAP7R invite link if the app does not preserve the invitation automatically.
- Create your account and review how Payy secures and recovers user-controlled funds before transferring stablecoins.
- Open the live zk-Points screen and confirm the 10,000-point Visa Card activation condition is available to your account.
- If eligible, apply for and activate the Payy Visa Card after reviewing card, conversion, identity and merchant terms.
- Confirm the 10,000 zk-Points have been credited; do not hold or transfer extra funds solely to chase raffle chances.
Eligibility & requirements
- Use https://payy.link/invite/5HAP7R to start the invitation flow; no separate manual code was supplied.
- The supplied rewards copy ties 10,000 zk-Points to activating the Visa Card, not to registration alone.
- Payy says points can also be earned by holding a balance or referring friends, but the supplied copy does not state those earning rates, caps or expiry rules.
- zk-Points improve chances in raffles, merchandise drops and event-ticket draws; they are not cash, crypto or a guaranteed prize.
- Payy uses stablecoins and says funds are controlled by the user rather than a bank, so account recovery and wallet-security responsibility matter.
- Payy Card is described as having limited availability and may not be offered in your country.
- Supported stablecoins, networks, limits, fees, conversions and identity checks are controlled by the live app terms.
- Stablecoins can de-peg and crypto payments may create tax or regulatory obligations in your country.
Verification notes
- Minimum spend/deposit
- No deposit or spend stated for the points milestone; eligible Payy Visa Card activation is required and card availability is limited
- Last verified
- 9 August 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- Direct invite page on Payy's official domain.
- The supplied rewards copy gives a specific 10,000-point milestone for eligible Visa Card activation.
- Points can be collected through more than one route, including eligible balances and referrals.
- Payy supports stablecoin payment links, including links for recipients who do not yet have Payy.
- The provider describes funds as user-controlled rather than held by a bank account.
Watch out for
- Registration alone is not stated as enough for 10,000 points; eligible Visa Card activation is required.
- Points are not cash or tokens and only improve raffle or drop chances rather than guaranteeing a prize.
- Payy Card has limited availability and may not be offered in your country.
- The supplied copy does not state point expiry, raffle odds, redemption values or the earning rates for balances and referrals.
- User-controlled funds increase the importance of device, credential and recovery security.
- Stablecoin, network, smart-contract, conversion and regulatory risks still apply.
FAQ
- Do I receive 10,000 Payy points just for signing up?
- Not according to the supplied rewards copy. It says 10,000 zk-Points are credited when the invited user activates the Visa Card, so registration alone is not stated as sufficient.
- What can Payy zk-Points be used for?
- Payy says more points improve your chances in raffles, exclusive merchandise drops and event-ticket draws. The supplied copy does not give a cash value, redemption rate or guaranteed prize.
- How else can I earn Payy points?
- The supplied Payy copy says points can be earned by holding a balance or referring friends. It does not state the earning rates, caps, expiry or balance-measurement rules, so the live app controls.
- What does zero-knowledge proof mean for the points system?
- Payy says eligibility is proven privately on the user's device with zero-knowledge cryptography. That is a provider claim about verification design, not a guarantee of anonymity or immunity from card, tax or regulatory checks.
- Is there a Payy referral code?
- The supplied route uses invite link https://payy.link/invite/5HAP7R. No separate manual code was shown, so reopen the link after installing if the invite is not preserved.
- Is Payy Card available everywhere?
- No. Payy's current App Store description says the card has limited availability. Check the live app for supported countries, fees, stablecoins and identity requirements.
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