NatWest £200 Switch Bonus Review
NatWest switch review covering the £200 reward, £1,250 pay-in, login requirement and NatWest Group repeat-bonus restrictions.
Rating
4.0/5
Best for
Switchers who want a £200 bonus without a listed Direct Debit requirement.
NatWest is appealing because the £200 route is cleaner than many bank switches: full CASS, app or online login, and £1,250 paid in within 60 days. The main caveat is NatWest Group eligibility across NatWest, RBS and Ulster Bank.
Pros
- High £200 cash bonus
- No Direct Debit requirement in the current public summary
- Fee-free Select account route available
Watch-outs
- NatWest Group repeat-bonus rules can block eligibility
- Requires £1,250 pay-in within 60 days
- Full CASS closes the old account
Current related offer
NatWest offer page
Provider
NatWest
Switch to NatWest for £200 by opening an eligible current account, completing a full CASS switch, logging in, and paying in £1,250 within 60 days.
Requirement: £1,250 pay-in within 60 days and app or online login
Medium15-20 minutesPayout Within 30 days
Verified 26 June 2026
Full claim instructions are on the NatWest offer page.
Related comparisons
Who it suits
NatWest suits people who can move a spare current account and pay in £1,250, but do not want to move Direct Debits just to trigger a switch bonus.
It is particularly useful if you have not used a NatWest Group switch incentive before.
Reward and requirements
The GetQuids offer page lists £200 after a full switch, app or online login and £1,250 pay-in within 60 days.
The absence of a Direct Debit requirement in the current summary makes it simpler than HSBC, First Direct, Santander or Nationwide.
Main watch-outs
Do not assume you can do NatWest, RBS and Ulster Bank separately. Group-level eligibility rules are the key risk.
Use a bank account you are happy to close through CASS, because a full switch closes the old account.
FAQ
- Can I do NatWest and RBS switch bonuses?
- Assume the group rules may block repeat claims across NatWest, RBS and Ulster Bank. Check the live terms before applying for more than one.
- Does NatWest need Direct Debits?
- The current GetQuids summary focuses on CASS, login and a £1,250 pay-in. Always verify the live NatWest terms before switching.
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Last updated 29 June 2026. Reviews are informational only and not financial advice.