Nationwide FlexDirect £175 Switch Bonus
Switch to a Nationwide FlexDirect current account for £175 after moving 2 active Direct Debits, paying in £1,000 and making a debit card payment.
Read our full review · 4.0/5 →Quick answer
Use the referral link for the Nationwide offer. New eligible customers can get £175 after meeting the requirement: £1,000 pay-in, debit card payment and 2 active Direct Debits. Last verified 2026-06-26.
- Reward
- £175
- Referral code
- No code required
- Last verified
- 2026-06-26
- Difficulty
- Medium
- Time to claim
- 15-20 minutes
- Time to payout
- Within 10 days
Ad / referral links — we may earn a bonus when you sign up.
How to claim
- Open a Nationwide FlexDirect current account.
- Use the Current Account Switch Service to switch in a current account from a different bank.
- Move at least 2 active Direct Debits as part of the switch.
- Pay in at least £1,000 and make at least one debit card payment within the qualifying window.
- Receive £175 once Nationwide confirms the criteria are met.
Eligibility & requirements
- Eligible Nationwide FlexDirect current account customers only.
- Must complete a full Current Account Switch Service switch from a different bank.
- Must transfer at least 2 active Direct Debits.
- Must pay in at least £1,000 and make a debit card payment within the qualifying window.
- Previous Nationwide switch incentives may affect eligibility, so check the live terms.
Verification notes
- Minimum spend/deposit
- £1,000 pay-in, debit card payment and 2 active Direct Debits
- Last verified
- 26 June 2026
- Automated source check
- 9 August 2026
Provider terms can change without warning. Treat this as a verification snapshot and confirm the live terms before applying.
Pros
- Clear £175 cash switch bonus.
- FlexDirect is fee-free.
- Nationwide is a major building society with branch access.
- Payment is usually faster than many switch offers once criteria are met.
Watch out for
- Requires 2 active Direct Debits.
- Requires a £1,000 pay-in and debit card payment.
- Previous Nationwide switch bonuses may block eligibility.
- Full CASS closes the old account.
FAQ
- How fast does Nationwide pay the switch bonus?
- The current public summary says the £175 is typically paid within 10 days of meeting the criteria.
- Is this a referral offer?
- No. This is an official Nationwide public switch offer, not a personal referral-code route.
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Added 26 June 2026 · Last updated 26 June 2026. Offers and terms change frequently - always confirm on the provider's site before applying.